Being involved in an auto accident can be an incredibly frightening event. In addition to risking major injuries and the loss of life, you will also be forced to address expensive repair and medical costs. Fortunately, the legal system offers individuals a way to collect damages from the responsible driver, but many people do not realize what steps they need to take to help protect themselves from the financial ramifications of these incidents. Fortunately, understanding the following two questions and their answers about this type of accident should help you to better protect yourself.
What Should Be the First Thing You Do Following an Auto Accident?
There are few things that can be more telling than pictures of the accident scene that include the position and damage done to the vehicles. While this information is included in the police report, images can have a powerful effect on juries, and as a result, you should keep a disposable camera in your car for these events. Also, it should be noted that there is always a chance that a police report will be inaccurate, and if you do not have these pictures, you may be unable to prove that the report is faulty.
To avoid damaging the film in the camera, you should store it in a shaded area, and you will need to buy a camera that has heat resistant film in it. Fortunately, most manufacturers will clearly label the cameras that have this feature, and while these cameras are slightly more expensive, it is worth the peace of mind knowing that the film will be ready when you need it the most.
Why Should You Invest in No Fault Insurance?
Unfortunately, there may be instances where you are involved in an accident with a driver that does not have insurance. When this happens, there is a chance that you might be fully responsible for your repair costs if you have a traditional car insurance plan. While it is possible to pursue legal action against the other driver, this is a process that can take years and is unlikely to immediately address your problems.
Fortunately, no fault insurance is designed to protect you in these instances because it will pay for your damages regardless of the party that is responsible for the accident or whether they have insurance. In addition to protecting you from uninsured drivers, this type of policy can also protect you from the financial ramifications of accidents you cause.
Protecting yourself from the effects of a car accident is a critical concern for any driver. Understanding the value of taking pictures following an accident and the role of no fault insurance will help you to protect yourself from these unavoidable threats for drivers. For more information, contact the firm of Wolter, Beeman & Lynch.