If you have been hurt at work, you might be hoping that your employer's workers' compensation insurance company will pay you while you're out of work, as well as cover any related medical bills. You might be worried that you will get turned down for workers' compensation since they do have the option to deny your claim. These are some of the things that impact your chances of getting workers' compensation.
How Serious Is Your Injury?
First of all, the severity of your injury has a big impact. If your injury is very minor and the doctor says you're able to go back to work right away, you may not receive workers' compensation payments, although the company might pay for your doctor's visit. If the doctor says you have to be out of work for a while, on the other hand, you may qualify for workers' compensation payments.
Have You Filed a Claim Right Away?
How fast you file your workers' compensation claim is very important. It's critical to file right away; if too much time passes, the workers' compensation insurance company may be more likely to deny your claim. Plus, you probably want to get paid as soon as you can, and working quickly on filing your claim can help that happen.
Have You Been Cooperative?
It's important for you to be cooperative when you're hoping for a workers' compensation claim. Make sure that you go to all of your doctor's appointments and provide any paperwork that you're asked to provide. Make sure you open any related letters that you get in the mail and that you answer related phone calls. All of these things can help you avoid getting denied and will help you stay up-to-date on what is going on with your claim.
Is Your Employer Being Cooperative?
It isn't just important for you to be cooperative with the workers' compensation process; it's also important for your employer to be cooperative. After all, it is their insurance company that they are working with.
Can You Pass a Drug Test?
In many cases, you will be required to take a drug test when filing a workers' compensation claim. If you fail your drug test for any illicit substances, it's possible that your claim could be denied, since your insurance company might claim that you were injured because you were under the influence.
Have You Hired a Lawyer?
Lastly, you should consider whether or not you have hired a lawyer. A workers' compensation lawyer can help you increase your chances of getting approved. Additionally, if your claim does get denied initially, a lawyer can help you with appealing the decision.
Contact a local workers' compensation lawyer to learn more.